Calendar and budget planner
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Accordingly, it’s perfect for keeping you focused and on track to meet your goals.Īvailable in a range of attractive cover colors like black, dark green, purple, rose gold, and turquoise, you’ll want to carry this bill organizer with you everywhere you go.įew pre-printed labels or categories are included on the layouts, and this leaves you free to tailor this planner to best suit your unique financial circumstances. This monthly bill organizer also contains a variety of trackers for subjects such as savings, debt, bills, and Christmas budget. It’s never been easier to stay on top of your finances in one clear and easy-to-read layout. One of the things that makes this the budget planner is that you can view an entire month on a two-page spread.Īt a glance, you can see your goals, checklist, income, savings, calendar, and monthly budget. More than 192 stickers are included to help highlight important financial dates and events. It comes in a premium box and the pages are printed on extra-heavy 120 gsm paper to ensure that ink doesn’t bleed through to the other side. With colorful layouts and a quick-start guide, budgeting becomes a pleasure with this planner.
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The binding means that the book lies perfectly flat when in use and can be folded back on itself. Measuring eight inches wide and just over nine inches long, this planner features a twin-wire binding that allows for plenty of access and convenience. This in no way impacts my research process or opinions. Using reminders to get those red envelopes and their contents organised each year might help.View on Amazon I may earn a commission if you make a purchase, at zero additional cost to you. You may have cultural obligations to include.įor example, if you celebrate Lunar New Year, it can be a time when you're expected to gift money. I still reckon it's the quickest way to save yourself $20,000 with your clothes on. Mortgage rates – I call my bank once a year to ask for a discount on my mortgage interest rate.I pair this with the superannuation and will check above, treating it like a mini financial planning session. Income tax reporting – my reminder is in late September, as most of the reporting data has flowed through by then.On top of these, my calendar includes recurring reminders about: Or, you could add that to the individual insurance bill notes, with a reminder a month prior to shop around for better deals. You might also add checking for better deals on your insurances here so you don't end up paying a loyalty tax. Check your will is valid and up-to-date, and get it updated if things have changed.
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I suggest one annual financial reminder that tells you to: We all know we should be checking our superannuation and insurances every year.Īdd an alert to nudge you to do those checks. Add reminders for important financial activities If you can, automate that saving with scheduled transfers in your online banking system. Once they are in, you can use the calendar to map out how and when you need save in advance so you're not caught short on the due date. Up-front rent and bond if you need a new lease.Council rates and strata fees if you own a home.Mapping out big bills on an annual calendar helps you plan ahead to set that money aside. Suicide Call Back Service on 1300 659 467.Your gut drops as you realise you haven't set aside enough cash for it.Ĭue baked beans on toast for dinner that month. We've all been there: a forgotten big bill arrives. Four ways you can use your calendar to manage the personal finance mental load: 1.